Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
The Right Plans for Your Needs.
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Our Story
Your Trusted Medicare Experts
We believe that when you become eligible for Medicare, you should receive a true Medicare benefit. But with such confusion surrounding Medicare insurance, how can you be sure you are receiving the right plan suitable for you?
Helping seniors find the right Medicare health insurance plan is our mission and only priority. As a Medicare insurance broker with the heart of a teacher, James Kruzel will shop the Medicare market from over 15 different insurance carriers to find the plan designed to fit your needs.
Considering the time and attention he will dedicate to helping you, it’s fair to wonder what it costs. Here’s the good news: insurance carriers recognize that informed, well-served clients are better clients, so they cover our compensation. That means you get expert service at no cost to you—ever.
We are located in Oldsmar, Florida and proudly serve surrounding areas such as Tampa, Town N Country, Safety Harbor, Clearwater, and Palm Harbor.
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